Call reports 2013
BANK OZK — 2013
What BANK OZK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,948,667,000 | 4,039,583,000 | 4,702,206,000 | 4,780,399,000 |
| Total loans | 2,740,110,000 | 2,955,121,000 | 3,330,966,000 | 3,357,079,000 |
| Allowance for loan losses | 38,422,000 | 39,373,000 | 41,660,000 | 42,945,000 |
| Securities available for sale | 473,947,000 | 475,228,000 | 657,596,000 | 655,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,001,209,000 | 3,001,747,000 | 3,668,251,000 | 3,730,343,000 |
| Interest-bearing deposits | 2,402,232,000 | 2,392,751,000 | 3,016,118,000 | 3,058,438,000 |
| Noninterest-bearing deposits | 598,977,000 | 608,996,000 | 652,133,000 | 671,905,000 |
| Equity capital | 571,223,000 | 573,028,000 | 655,750,000 | 670,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 48,813,000 | 96,737,000 | 152,184,000 | 212,334,000 |
| Interest expense | 4,202,000 | 8,265,000 | 12,542,000 | 16,914,000 |
| Net interest income | 44,611,000 | 88,472,000 | 139,642,000 | 195,420,000 |
| Noninterest income | 16,371,000 | 35,566,000 | 53,718,000 | 72,747,000 |
| Noninterest expense | 27,477,000 | 55,631,000 | 86,326,000 | 119,581,000 |
| Provision for loan losses | 2,728,000 | 5,394,000 | 9,212,000 | 12,075,000 |
| Pretax income | 30,933,000 | 63,169,000 | 97,978,000 | 136,672,000 |
| Income tax | 9,547,000 | 20,059,000 | 31,057,000 | 44,104,000 |
| Net income | 21,375,000 | 43,107,000 | 66,884,000 | 92,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 552,027,000 | 564,328,000 | 637,257,000 | 655,793,000 |
| Total capital | 590,449,000 | 603,701,000 | 678,917,000 | 698,738,000 |
| Risk-weighted assets | 3,104,442,000 | 3,410,247,000 | 4,084,561,000 | 4,179,348,000 |