Call reports 2011
BANK OZK — 2011
What BANK OZK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 3,315,244,000 | 4,007,978,000 | 3,922,671,000 | 3,828,011,000 |
| Total loans | 2,343,505,000 | 2,702,261,000 | 2,719,562,000 | 2,683,438,000 |
| Allowance for loan losses | 39,225,000 | 39,124,000 | 39,136,000 | 39,169,000 |
| Securities available for sale | 371,247,000 | 476,639,000 | 419,285,000 | 421,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,587,576,000 | 3,179,159,000 | 3,059,719,000 | 2,955,226,000 |
| Interest-bearing deposits | 2,247,285,000 | 2,751,741,000 | 2,579,530,000 | 2,496,706,000 |
| Noninterest-bearing deposits | 340,291,000 | 427,418,000 | 480,189,000 | 458,520,000 |
| Equity capital | 378,248,000 | 428,632,000 | 449,629,000 | 466,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 43,903,000 | 94,631,000 | 146,441,000 | 198,720,000 |
| Interest expense | 7,513,000 | 15,479,000 | 22,616,000 | 28,695,000 |
| Net interest income | 36,390,000 | 79,152,000 | 123,825,000 | 170,025,000 |
| Noninterest income | 12,657,000 | 87,690,000 | 103,044,000 | 116,060,000 |
| Noninterest expense | 25,431,000 | 60,063,000 | 91,229,000 | 119,741,000 |
| Provision for loan losses | 2,250,000 | 6,000,000 | 7,500,000 | 11,775,000 |
| Pretax income | 21,518,000 | 101,130,000 | 129,129,000 | 155,502,000 |
| Income tax | 6,401,000 | 35,232,000 | 43,849,000 | 52,001,000 |
| Net income | 15,121,000 | 65,915,000 | 85,313,000 | 103,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 370,501,000 | 413,174,000 | 430,075,000 | 445,789,000 |
| Total capital | 399,228,000 | 443,662,000 | 460,894,000 | 478,690,000 |
| Risk-weighted assets | 2,287,682,000 | 2,430,428,000 | 2,457,239,000 | 2,625,854,000 |