Call reports 2010
BANK OZK — 2010
What BANK OZK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,006,857,000 | 2,863,340,000 | 3,164,143,000 | 3,261,135,000 |
| Total loans | 2,015,473,000 | 2,018,727,000 | 2,274,432,000 | 2,345,738,000 |
| Allowance for loan losses | 39,774,000 | 40,176,000 | 40,250,000 | 40,230,000 |
| Securities available for sale | 521,237,000 | 437,480,000 | 393,691,000 | 379,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,261,669,000 | 2,168,927,000 | 2,421,806,000 | 2,547,323,000 |
| Interest-bearing deposits | 2,009,900,000 | 1,900,494,000 | 2,144,305,000 | 2,242,168,000 |
| Noninterest-bearing deposits | 251,769,000 | 268,433,000 | 277,501,000 | 305,155,000 |
| Equity capital | 323,439,000 | 331,104,000 | 360,434,000 | 365,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 36,137,000 | 74,763,000 | 115,914,000 | 158,117,000 |
| Interest expense | 8,599,000 | 17,017,000 | 24,871,000 | 32,573,000 |
| Net interest income | 27,538,000 | 57,746,000 | 91,043,000 | 125,544,000 |
| Noninterest income | 15,471,000 | 22,216,000 | 46,458,000 | 64,454,000 |
| Noninterest expense | 16,878,000 | 37,027,000 | 60,063,000 | 84,723,000 |
| Provision for loan losses | 4,200,000 | 7,600,000 | 11,900,000 | 16,000,000 |
| Pretax income | 23,628,000 | 39,084,000 | 69,986,000 | 93,950,000 |
| Income tax | 7,278,000 | 11,290,000 | 21,480,000 | 28,142,000 |
| Net income | 16,361,000 | 27,837,000 | 48,566,000 | 65,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 311,114,000 | 319,401,000 | 343,367,000 | 358,852,000 |
| Total capital | 340,195,000 | 349,633,000 | 372,567,000 | 387,949,000 |
| Risk-weighted assets | 2,315,810,000 | 2,408,680,000 | 2,324,997,000 | 2,316,675,000 |