Call reports 2009
BANK OZK — 2009
What BANK OZK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 3,144,557,000 | 2,946,695,000 | 2,874,460,000 | 2,755,222,000 |
| Total loans | 1,982,747,000 | 1,988,292,000 | 1,922,758,000 | 1,895,336,000 |
| Allowance for loan losses | 36,949,000 | 43,635,000 | 39,280,000 | 39,619,000 |
| Securities available for sale | 871,583,000 | 653,317,000 | 627,481,000 | 489,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,297,174,000 | 2,141,731,000 | 2,054,153,000 | 2,037,431,000 |
| Interest-bearing deposits | 2,080,259,000 | 1,921,406,000 | 1,835,936,000 | 1,805,253,000 |
| Noninterest-bearing deposits | 216,915,000 | 220,325,000 | 218,217,000 | 232,178,000 |
| Equity capital | 383,707,000 | 374,112,000 | 386,027,000 | 310,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 45,592,000 | 88,454,000 | 128,370,000 | 166,559,000 |
| Interest expense | 14,279,000 | 26,030,000 | 36,211,000 | 45,448,000 |
| Net interest income | 31,313,000 | 62,424,000 | 92,159,000 | 121,111,000 |
| Noninterest income | 4,940,000 | 10,439,000 | 15,792,000 | 22,403,000 |
| Noninterest expense | 15,490,000 | 32,869,000 | 47,887,000 | 66,383,000 |
| Provision for loan losses | 10,600,000 | 31,700,000 | 39,200,000 | 44,800,000 |
| Pretax income | 14,162,000 | 28,812,000 | 41,524,000 | 59,152,000 |
| Income tax | 3,058,000 | 6,696,000 | 9,634,000 | 14,341,000 |
| Net income | 11,081,000 | 22,093,000 | 31,892,000 | 44,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 353,751,000 | 360,490,000 | 366,016,000 | 299,683,000 |
| Total capital | 384,959,000 | 390,762,000 | 395,565,000 | 328,714,000 |
| Risk-weighted assets | 2,490,922,000 | 2,408,392,000 | 2,354,223,000 | 2,311,906,000 |