Call reports 2006
BANK OZK — 2006
What BANK OZK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,229,396,000 | 2,411,865,000 | 2,506,321,000 | 2,517,891,000 |
| Total loans | 1,424,373,000 | 1,553,893,000 | 1,594,942,000 | 1,677,389,000 |
| Allowance for loan losses | 17,175,000 | 17,332,000 | 17,340,000 | 17,699,000 |
| Securities available for sale | 597,541,000 | 637,985,000 | 659,533,000 | 608,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,758,935,000 | 1,841,510,000 | 2,039,253,000 | 2,077,260,000 |
| Interest-bearing deposits | 1,690,226,000 | 1,783,242,000 | 1,967,078,000 | 1,877,251,000 |
| Noninterest-bearing deposits | 68,709,000 | 58,268,000 | 72,175,000 | 200,009,000 |
| Equity capital | 165,995,000 | 163,172,000 | 189,732,000 | 196,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 33,854,000 | 71,825,000 | 113,325,000 | 155,497,000 |
| Interest expense | 15,544,000 | 34,554,000 | 57,318,000 | 80,611,000 |
| Net interest income | 18,310,000 | 37,271,000 | 56,007,000 | 74,886,000 |
| Noninterest income | 4,207,000 | 8,908,000 | 13,782,000 | 18,535,000 |
| Noninterest expense | 10,672,000 | 21,116,000 | 32,347,000 | 44,292,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,550,000 | 2,450,000 |
| Pretax income | 13,176,000 | 25,921,000 | 38,468,000 | 50,596,000 |
| Income tax | 4,063,000 | 8,118,000 | 11,874,000 | 15,714,000 |
| Net income | 9,113,000 | 17,803,000 | 26,594,000 | 34,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,649,000 | 174,905,000 | 191,261,000 | 196,816,000 |
| Total capital | 184,824,000 | 192,237,000 | 208,601,000 | 214,515,000 |
| Risk-weighted assets | 1,658,458,000 | 1,853,127,000 | 1,911,596,000 | 1,980,663,000 |