Call reports 2002
BANK OZK — 2002
What BANK OZK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 865,146,000 | 894,774,000 | 963,847,000 | 1,034,541,000 |
| Total loans | 616,695,000 | 647,113,000 | 686,840,000 | 717,895,000 |
| Allowance for loan losses | 8,963,000 | 9,649,000 | 10,308,000 | 10,936,000 |
| Securities available for sale | 185,449,000 | 180,795,000 | 206,876,000 | 217,981,000 |
| Securities held to maturity | 4,454,000 | 4,385,000 | 4,129,000 | 9,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 677,154,000 | 708,664,000 | 758,345,000 | 791,921,000 |
| Interest-bearing deposits | 647,177,000 | 673,483,000 | 723,254,000 | 755,421,000 |
| Noninterest-bearing deposits | 29,977,000 | 35,181,000 | 35,091,000 | 36,500,000 |
| Equity capital | 72,515,000 | 78,830,000 | 83,149,000 | 87,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 14,331,000 | 29,329,000 | 45,045,000 | 61,262,000 |
| Interest expense | 5,046,000 | 9,790,000 | 14,564,000 | 19,441,000 |
| Net interest income | 9,285,000 | 19,539,000 | 30,481,000 | 41,821,000 |
| Noninterest income | 2,472,000 | 5,137,000 | 8,028,000 | 11,584,000 |
| Noninterest expense | 5,532,000 | 11,411,000 | 17,690,000 | 24,375,000 |
| Provision for loan losses | 550,000 | 1,495,000 | 2,575,000 | 3,660,000 |
| Pretax income | 5,458,000 | 11,553,000 | 18,027,000 | 25,153,000 |
| Income tax | 2,059,000 | 4,366,000 | 6,839,000 | 9,452,000 |
| Net income | 3,399,000 | 7,187,000 | 11,188,000 | 15,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,282,000 | 76,108,000 | 80,147,000 | 84,699,000 |
| Total capital | 80,209,000 | 84,310,000 | 88,861,000 | 94,166,000 |
| Risk-weighted assets | 633,117,000 | 654,676,000 | 695,511,000 | 755,860,000 |