Call reports 2001
BANK OZK — 2001
What BANK OZK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 800,861,000 | 817,249,000 | 813,421,000 | 869,322,000 |
| Total loans | 520,852,000 | 547,520,000 | 572,896,000 | 616,076,000 |
| Allowance for loan losses | 6,740,000 | 7,139,000 | 7,754,000 | 8,712,000 |
| Securities available for sale | 32,619,000 | 28,298,000 | 93,417,000 | 177,951,000 |
| Securities held to maturity | 182,545,000 | 172,698,000 | 79,698,000 | 4,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,965,000 | 643,435,000 | 626,275,000 | 678,560,000 |
| Interest-bearing deposits | 616,996,000 | 611,070,000 | 600,121,000 | 648,550,000 |
| Noninterest-bearing deposits | 25,969,000 | 32,365,000 | 26,154,000 | 30,010,000 |
| Equity capital | 65,192,000 | 66,700,000 | 69,275,000 | 70,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 15,372,000 | 30,408,000 | 45,057,000 | 59,994,000 |
| Interest expense | 9,362,000 | 17,477,000 | 24,434,000 | 30,415,000 |
| Net interest income | 6,010,000 | 12,931,000 | 20,623,000 | 29,579,000 |
| Noninterest income | 1,556,000 | 3,387,000 | 5,262,000 | 7,244,000 |
| Noninterest expense | 4,174,000 | 8,823,000 | 13,555,000 | 18,587,000 |
| Provision for loan losses | 354,000 | 1,012,000 | 1,922,000 | 3,401,000 |
| Pretax income | 3,151,000 | 6,616,000 | 10,548,000 | 15,025,000 |
| Income tax | 937,000 | 2,006,000 | 3,365,000 | 4,924,000 |
| Net income | 2,214,000 | 4,610,000 | 7,183,000 | 10,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,618,000 | 65,260,000 | 67,480,000 | 69,645,000 |
| Total capital | 70,358,000 | 72,399,000 | 74,834,000 | 77,479,000 |
| Risk-weighted assets | 553,618,000 | 573,060,000 | 587,860,000 | 625,830,000 |