Call reports 2026
WATERFORD BANK, NA — 2026
What WATERFORD BANK, NA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,717,591,000 | 1,771,847,000 |
| Total loans | 1,341,766,000 | 1,402,064,000 |
| Allowance for loan losses | 17,002,000 | 18,609,000 |
| Securities available for sale | 276,375,000 | 267,053,000 |
| Securities held to maturity | 2,500,000 | 2,500,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,497,479,000 | 1,563,860,000 |
| Interest-bearing deposits | 1,253,748,000 | 1,292,129,000 |
| Noninterest-bearing deposits | 243,731,000 | 271,731,000 |
| Equity capital | 175,487,000 | 179,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 22,123,000 | 45,431,000 |
| Interest expense | 8,676,000 | 17,372,000 |
| Net interest income | 13,447,000 | 28,059,000 |
| Noninterest income | 1,247,000 | 2,507,000 |
| Noninterest expense | 7,668,000 | 15,204,000 |
| Provision for loan losses | 278,000 | 1,362,000 |
| Pretax income | 6,648,000 | 13,930,000 |
| Income tax | 1,340,000 | 2,791,000 |
| Net income | 5,308,000 | 11,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 180,390,000 | 184,654,000 |
| Total capital | 197,852,000 | 203,693,000 |
| Risk-weighted assets | 1,541,512,000 | 1,615,138,000 |