Call report 2025Q4
WATERFORD BANK, NA — 2025Q4
The 22 measures WATERFORD BANK, NA reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,706,864,000 | USD | evidence → |
| Total loans | 1,346,691,000 | USD | evidence → |
| Allowance for loan losses | 16,718,000 | USD | evidence → |
| Securities available for sale | 280,814,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,490,313,000 | USD | evidence → |
| Interest-bearing deposits | 1,221,351,000 | USD | evidence → |
| Noninterest-bearing deposits | 268,962,000 | USD | evidence → |
| Equity capital | 172,322,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 92,138,000 | USD | evidence → |
| Interest expense | 38,728,000 | USD | evidence → |
| Net interest income | 53,410,000 | USD | evidence → |
| Noninterest income | 5,219,000 | USD | evidence → |
| Noninterest expense | 32,531,000 | USD | evidence → |
| Provision for loan losses | 2,688,000 | USD | evidence → |
| Pretax income | 23,252,000 | USD | evidence → |
| Income tax | 4,261,000 | USD | evidence → |
| Net income | 18,991,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 176,650,000 | USD | evidence → |
| Total capital | 193,728,000 | USD | evidence → |
| Risk-weighted assets | 1,571,945,000 | USD | evidence → |