Call report 2025Q2
WATERFORD BANK, NA — 2025Q2
The 22 measures WATERFORD BANK, NA reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,729,385,000 | USD | evidence → |
| Total loans | 1,353,050,000 | USD | evidence → |
| Allowance for loan losses | 15,393,000 | USD | evidence → |
| Securities available for sale | 291,889,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,510,749,000 | USD | evidence → |
| Interest-bearing deposits | 1,234,190,000 | USD | evidence → |
| Noninterest-bearing deposits | 276,559,000 | USD | evidence → |
| Equity capital | 159,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,562,000 | USD | evidence → |
| Interest expense | 19,264,000 | USD | evidence → |
| Net interest income | 25,298,000 | USD | evidence → |
| Noninterest income | 2,755,000 | USD | evidence → |
| Noninterest expense | 15,079,000 | USD | evidence → |
| Provision for loan losses | 1,655,000 | USD | evidence → |
| Pretax income | 11,176,000 | USD | evidence → |
| Income tax | 2,122,000 | USD | evidence → |
| Net income | 9,054,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 167,894,000 | USD | evidence → |
| Total capital | 183,607,000 | USD | evidence → |
| Risk-weighted assets | 1,546,336,000 | USD | evidence → |