Call report 2024Q4
WATERFORD BANK, NA — 2024Q4
The 22 measures WATERFORD BANK, NA reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,688,520,000 | USD | evidence → |
| Total loans | 1,308,890,000 | USD | evidence → |
| Allowance for loan losses | 20,024,000 | USD | evidence → |
| Securities available for sale | 298,007,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,498,473,000 | USD | evidence → |
| Interest-bearing deposits | 1,223,316,000 | USD | evidence → |
| Noninterest-bearing deposits | 275,157,000 | USD | evidence → |
| Equity capital | 146,197,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 92,267,000 | USD | evidence → |
| Interest expense | 46,172,000 | USD | evidence → |
| Net interest income | 46,095,000 | USD | evidence → |
| Noninterest income | 4,338,000 | USD | evidence → |
| Noninterest expense | 29,490,000 | USD | evidence → |
| Provision for loan losses | 5,710,000 | USD | evidence → |
| Pretax income | 15,236,000 | USD | evidence → |
| Income tax | 2,762,000 | USD | evidence → |
| Net income | 12,474,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 163,074,000 | USD | evidence → |
| Total capital | 181,956,000 | USD | evidence → |
| Risk-weighted assets | 1,509,109,000 | USD | evidence → |