Call report 2022Q4
WATERFORD BANK, NA — 2022Q4
The 22 measures WATERFORD BANK, NA reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,561,553,000 | USD | evidence → |
| Total loans | 1,138,093,000 | USD | evidence → |
| Allowance for loan losses | 12,761,000 | USD | evidence → |
| Securities available for sale | 345,065,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,338,559,000 | USD | evidence → |
| Interest-bearing deposits | 1,023,497,000 | USD | evidence → |
| Noninterest-bearing deposits | 315,062,000 | USD | evidence → |
| Equity capital | 119,399,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 58,123,000 | USD | evidence → |
| Interest expense | 9,398,000 | USD | evidence → |
| Net interest income | 48,725,000 | USD | evidence → |
| Noninterest income | 4,773,000 | USD | evidence → |
| Noninterest expense | 28,998,000 | USD | evidence → |
| Provision for loan losses | 792,000 | USD | evidence → |
| Pretax income | 23,708,000 | USD | evidence → |
| Income tax | 4,547,000 | USD | evidence → |
| Net income | 19,161,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 144,605,000 | USD | evidence → |
| Total capital | 157,366,000 | USD | evidence → |
| Risk-weighted assets | 1,322,335,000 | USD | evidence → |