Call report 2021Q4
WATERFORD BANK, NA — 2021Q4
The 22 measures WATERFORD BANK, NA reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,532,949,000 | USD | evidence → |
| Total loans | 978,683,000 | USD | evidence → |
| Allowance for loan losses | 14,932,000 | USD | evidence → |
| Securities available for sale | 299,623,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,393,946,000 | USD | evidence → |
| Interest-bearing deposits | 1,023,812,000 | USD | evidence → |
| Noninterest-bearing deposits | 370,134,000 | USD | evidence → |
| Equity capital | 133,137,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 48,699,000 | USD | evidence → |
| Interest expense | 2,882,000 | USD | evidence → |
| Net interest income | 45,817,000 | USD | evidence → |
| Noninterest income | 6,231,000 | USD | evidence → |
| Noninterest expense | 28,148,000 | USD | evidence → |
| Provision for loan losses | 3,357,000 | USD | evidence → |
| Pretax income | 20,546,000 | USD | evidence → |
| Income tax | 4,031,000 | USD | evidence → |
| Net income | 16,515,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 118,716,000 | USD | evidence → |
| Total capital | 132,864,000 | USD | evidence → |
| Risk-weighted assets | 1,131,090,000 | USD | evidence → |