Call report 2015Q4
WATERFORD BANK, NA — 2015Q4
The 22 measures WATERFORD BANK, NA reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 521,108,000 | USD | evidence → |
| Total loans | 429,376,000 | USD | evidence → |
| Allowance for loan losses | 5,014,000 | USD | evidence → |
| Securities available for sale | 40,543,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 449,856,000 | USD | evidence → |
| Interest-bearing deposits | 348,211,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,645,000 | USD | evidence → |
| Equity capital | 54,111,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,956,000 | USD | evidence → |
| Interest expense | 1,519,000 | USD | evidence → |
| Net interest income | 17,437,000 | USD | evidence → |
| Noninterest income | 3,574,000 | USD | evidence → |
| Noninterest expense | 13,661,000 | USD | evidence → |
| Provision for loan losses | 506,000 | USD | evidence → |
| Pretax income | 6,845,000 | USD | evidence → |
| Income tax | 2,192,000 | USD | evidence → |
| Net income | 4,653,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,141,000 | USD | evidence → |
| Total capital | 59,155,000 | USD | evidence → |
| Risk-weighted assets | 494,669,000 | USD | evidence → |