Call report 2012Q4
WATERFORD BANK, NA — 2012Q4
The 22 measures WATERFORD BANK, NA reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 439,555,000 | USD | evidence → |
| Total loans | 292,437,000 | USD | evidence → |
| Allowance for loan losses | 3,930,000 | USD | evidence → |
| Securities available for sale | 72,507,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 396,478,000 | USD | evidence → |
| Interest-bearing deposits | 338,798,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,680,000 | USD | evidence → |
| Equity capital | 41,272,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,193,000 | USD | evidence → |
| Interest expense | 1,762,000 | USD | evidence → |
| Net interest income | 13,431,000 | USD | evidence → |
| Noninterest income | 4,148,000 | USD | evidence → |
| Noninterest expense | 11,003,000 | USD | evidence → |
| Provision for loan losses | 884,000 | USD | evidence → |
| Pretax income | 5,749,000 | USD | evidence → |
| Income tax | 2,057,000 | USD | evidence → |
| Net income | 3,692,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,633,000 | USD | evidence → |
| Total capital | 44,563,000 | USD | evidence → |
| Risk-weighted assets | 320,414,000 | USD | evidence → |