Call reports 2007
WATERFORD BANK, NA — 2007
What WATERFORD BANK, NA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Total assets | 31,058,000 | 60,920,000 |
| Total loans | 2,332,000 | 25,901,000 |
| Allowance for loan losses | 23,000 | 322,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 9,937,000 | 19,460,000 |
| Trading assets | 0 | 0 |
| Total deposits | 6,297,000 | 36,780,000 |
| Interest-bearing deposits | 5,432,000 | 32,818,000 |
| Noninterest-bearing deposits | 865,000 | 3,962,000 |
| Equity capital | 24,714,000 | 23,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Interest income | 157,000 | 787,000 |
| Interest expense | 24,000 | 240,000 |
| Net interest income | 133,000 | 547,000 |
| Noninterest income | 25,000 | 35,000 |
| Noninterest expense | 1,974,000 | 2,938,000 |
| Provision for loan losses | 23,000 | 322,000 |
| Pretax income | -1,839,000 | -2,678,000 |
| Income tax | -53,000 | -116,000 |
| Net income | -1,786,000 | -2,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Tier 1 capital | 24,661,000 | 23,822,000 |
| Total capital | 24,684,000 | 24,144,000 |
| Risk-weighted assets | 8,668,000 | 46,650,000 |
Machine access — free, no API key
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