Call reports 2014
HOME BUILDING AND LOAN COMPANY, THE — 2014
What HOME BUILDING AND LOAN COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 37,818,000 | 36,426,000 |
| Total loans | 10,032,000 | 9,499,000 |
| Allowance for loan losses | 601,000 | 604,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 11,498,000 | 11,663,000 |
| Trading assets | 0 | 0 |
| Total deposits | 32,672,000 | 31,271,000 |
| Interest-bearing deposits | 32,627,000 | 31,211,000 |
| Noninterest-bearing deposits | 45,000 | 60,000 |
| Equity capital | 5,013,000 | 5,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 250,000 | 505,000 |
| Interest expense | 33,000 | 57,000 |
| Net interest income | 217,000 | 448,000 |
| Noninterest income | 6,000 | 14,000 |
| Noninterest expense | 267,000 | 496,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -45,000 | -35,000 |
| Income tax | 0 | 0 |
| Net income | -45,000 | -35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 5,013,000 | 5,023,000 |
| Total capital | 5,192,000 | 5,194,000 |
| Risk-weighted assets | 13,852,000 | 13,189,000 |