Call reports 2025
CARSON BANK — 2025
What CARSON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 199,861,000 | 209,320,000 | 205,312,000 | 204,864,000 |
| Total loans | 125,265,000 | 133,666,000 | 137,177,000 | 138,204,000 |
| Allowance for loan losses | 1,607,000 | 1,607,000 | 1,607,000 | 1,605,000 |
| Securities available for sale | 35,904,000 | 36,858,000 | 37,618,000 | 38,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,548,000 | 187,209,000 | 180,577,000 | 183,444,000 |
| Interest-bearing deposits | 141,072,000 | 143,866,000 | 135,395,000 | 138,460,000 |
| Noninterest-bearing deposits | 43,476,000 | 43,343,000 | 45,182,000 | 44,984,000 |
| Equity capital | 14,529,000 | 15,298,000 | 15,970,000 | 16,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,510,000 | 5,164,000 | 7,993,000 | 10,838,000 |
| Interest expense | 727,000 | 1,503,000 | 2,328,000 | 3,149,000 |
| Net interest income | 1,783,000 | 3,661,000 | 5,665,000 | 7,689,000 |
| Noninterest income | 530,000 | 1,148,000 | 1,680,000 | 2,140,000 |
| Noninterest expense | 1,666,000 | 3,291,000 | 4,966,000 | 6,546,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 685,000 | 1,556,000 | 2,332,000 | 3,238,000 |
| Income tax | 156,000 | 410,000 | 617,000 | 880,000 |
| Net income | 529,000 | 1,146,000 | 1,715,000 | 2,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,310,000 | 15,817,000 | 16,167,000 | 16,642,000 |
| Total capital | 16,917,000 | 17,424,000 | 17,774,000 | 18,247,000 |
| Risk-weighted assets | 135,668,000 | 141,453,000 | 143,945,000 | 144,429,000 |