Call reports 2022
CARSON BANK — 2022
What CARSON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 173,592,000 | 177,547,000 | 172,314,000 | 171,335,000 |
| Total loans | 94,598,000 | 96,126,000 | 96,705,000 | 104,822,000 |
| Allowance for loan losses | 1,516,000 | 1,542,000 | 1,575,000 | 1,591,000 |
| Securities available for sale | 41,480,000 | 40,406,000 | 43,644,000 | 44,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,303,000 | 166,693,000 | 161,965,000 | 158,155,000 |
| Interest-bearing deposits | 115,769,000 | 120,409,000 | 115,560,000 | 111,112,000 |
| Noninterest-bearing deposits | 46,534,000 | 46,284,000 | 46,405,000 | 47,043,000 |
| Equity capital | 10,927,000 | 10,495,000 | 9,944,000 | 10,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,509,000 | 3,974,000 | 5,614,000 |
| Interest expense | 71,000 | 161,000 | 259,000 | 359,000 |
| Net interest income | 1,159,000 | 2,348,000 | 3,715,000 | 5,255,000 |
| Noninterest income | 412,000 | 898,000 | 1,340,000 | 1,743,000 |
| Noninterest expense | 1,298,000 | 2,605,000 | 3,989,000 | 5,316,000 |
| Provision for loan losses | 25,000 | 50,000 | 84,000 | 100,000 |
| Pretax income | 248,000 | 555,000 | 946,000 | 1,577,000 |
| Income tax | 63,000 | 156,000 | 261,000 | 527,000 |
| Net income | 185,000 | 399,000 | 685,000 | 1,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,475,000 | 12,640,000 | 13,930,000 | 13,090,000 |
| Total capital | 13,844,000 | 14,091,000 | 15,337,000 | 14,566,000 |
| Risk-weighted assets | 109,520,000 | 116,023,000 | 112,397,000 | 117,970,000 |