Call reports 2021
CARSON BANK — 2021
What CARSON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 154,913,000 | 165,199,000 | 164,088,000 | 165,395,000 |
| Total loans | 96,413,000 | 93,966,000 | 94,720,000 | 94,287,000 |
| Allowance for loan losses | 1,424,000 | 1,449,000 | 1,474,000 | 1,491,000 |
| Securities available for sale | 21,708,000 | 27,383,000 | 30,443,000 | 35,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,527,000 | 152,599,000 | 151,320,000 | 152,583,000 |
| Interest-bearing deposits | 100,996,000 | 111,524,000 | 108,002,000 | 109,063,000 |
| Noninterest-bearing deposits | 41,531,000 | 41,075,000 | 43,318,000 | 43,520,000 |
| Equity capital | 11,890,000 | 12,241,000 | 12,424,000 | 12,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,159,000 | 4,421,000 | 5,724,000 |
| Interest expense | 74,000 | 138,000 | 201,000 | 268,000 |
| Net interest income | 1,641,000 | 3,021,000 | 4,220,000 | 5,456,000 |
| Noninterest income | 399,000 | 838,000 | 1,217,000 | 1,562,000 |
| Noninterest expense | 1,268,000 | 2,547,000 | 3,774,000 | 5,103,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 789,000 | 1,304,000 | 1,672,000 | 1,899,000 |
| Income tax | -12,000 | 106,000 | 187,000 | 262,000 |
| Net income | 801,000 | 1,198,000 | 1,485,000 | 1,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,441,000 | 11,838,000 | 12,124,000 | 12,451,000 |
| Total capital | 12,657,000 | 13,093,000 | 13,425,000 | 13,778,000 |
| Risk-weighted assets | 96,941,000 | 100,205,000 | 103,883,000 | 106,031,000 |