Call reports 2020
CARSON BANK — 2020
What CARSON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 123,296,000 | 144,511,000 | 141,030,000 | 137,059,000 |
| Total loans | 87,371,000 | 100,809,000 | 101,595,000 | 95,684,000 |
| Allowance for loan losses | 930,000 | 955,000 | 1,511,000 | 1,399,000 |
| Securities available for sale | 20,251,000 | 18,122,000 | 17,652,000 | 18,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,793,000 | 119,942,000 | 116,098,000 | 121,588,000 |
| Interest-bearing deposits | 84,065,000 | 85,984,000 | 84,214,000 | 86,743,000 |
| Noninterest-bearing deposits | 25,728,000 | 33,958,000 | 31,884,000 | 34,845,000 |
| Equity capital | 10,685,000 | 11,564,000 | 11,693,000 | 11,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 3,273,000 | 4,647,000 | 6,014,000 |
| Interest expense | 165,000 | 291,000 | 391,000 | 486,000 |
| Net interest income | 1,160,000 | 2,982,000 | 4,256,000 | 5,528,000 |
| Noninterest income | 376,000 | 896,000 | 1,235,000 | 1,509,000 |
| Noninterest expense | 1,228,000 | 2,609,000 | 3,882,000 | 5,179,000 |
| Provision for loan losses | 25,000 | 50,000 | 257,000 | 282,000 |
| Pretax income | 283,000 | 1,241,000 | 1,374,000 | 1,598,000 |
| Income tax | -5,000 | 54,000 | 65,000 | 68,000 |
| Net income | 288,000 | 1,187,000 | 1,309,000 | 1,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,022,000 | 10,831,000 | 10,973,000 | 11,025,000 |
| Total capital | 10,952,000 | 11,786,000 | 12,111,000 | 12,208,000 |
| Risk-weighted assets | 87,479,000 | 92,825,000 | 90,632,000 | 94,397,000 |