Call reports 2019
CARSON BANK — 2019
What CARSON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 119,048,000 | 124,454,000 | 122,358,000 | 122,541,000 |
| Total loans | 78,874,000 | 87,089,000 | 83,684,000 | 86,015,000 |
| Allowance for loan losses | 946,000 | 800,000 | 810,000 | 905,000 |
| Securities available for sale | 22,042,000 | 21,361,000 | 21,117,000 | 20,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,378,000 | 111,052,000 | 107,374,000 | 101,604,000 |
| Interest-bearing deposits | 77,602,000 | 82,868,000 | 79,061,000 | 77,076,000 |
| Noninterest-bearing deposits | 28,776,000 | 28,184,000 | 28,313,000 | 24,528,000 |
| Equity capital | 9,369,000 | 9,909,000 | 10,108,000 | 10,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,469,000 | 3,776,000 | 5,104,000 |
| Interest expense | 163,000 | 333,000 | 515,000 | 705,000 |
| Net interest income | 1,037,000 | 2,136,000 | 3,261,000 | 4,399,000 |
| Noninterest income | 342,000 | 722,000 | 1,044,000 | 1,363,000 |
| Noninterest expense | 1,127,000 | 2,209,000 | 3,322,000 | 4,525,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 170,000 |
| Pretax income | 227,000 | 599,000 | 908,000 | 1,067,000 |
| Income tax | -9,000 | 10,000 | 26,000 | 38,000 |
| Net income | 236,000 | 589,000 | 882,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,480,000 | 9,698,000 | 9,806,000 | 9,843,000 |
| Total capital | 10,426,000 | 10,498,000 | 10,616,000 | 10,748,000 |
| Risk-weighted assets | 77,057,000 | 85,126,000 | 84,919,000 | 87,844,000 |