Call reports 2018
CARSON BANK — 2018
What CARSON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 116,680,000 | 117,715,000 | 123,376,000 | 119,894,000 |
| Total loans | 75,096,000 | 76,538,000 | 82,412,000 | 80,209,000 |
| Allowance for loan losses | 1,071,000 | 1,114,000 | 1,140,000 | 920,000 |
| Securities available for sale | 25,099,000 | 25,194,000 | 24,280,000 | 23,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,149,000 | 105,447,000 | 100,403,000 | 100,314,000 |
| Interest-bearing deposits | 80,641,000 | 80,672,000 | 76,616,000 | 74,626,000 |
| Noninterest-bearing deposits | 26,508,000 | 24,775,000 | 23,787,000 | 25,688,000 |
| Equity capital | 8,687,000 | 8,724,000 | 8,644,000 | 8,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,085,000 | 2,214,000 | 3,388,000 | 4,625,000 |
| Interest expense | 92,000 | 196,000 | 331,000 | 527,000 |
| Net interest income | 993,000 | 2,018,000 | 3,057,000 | 4,098,000 |
| Noninterest income | 357,000 | 710,000 | 995,000 | 1,309,000 |
| Noninterest expense | 1,096,000 | 2,227,000 | 3,394,000 | 4,521,000 |
| Provision for loan losses | 17,000 | 41,000 | 66,000 | 192,000 |
| Pretax income | 237,000 | 460,000 | 592,000 | 675,000 |
| Income tax | -10,000 | 0 | 5,000 | 7,000 |
| Net income | 247,000 | 460,000 | 587,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,148,000 | 9,259,000 | 9,286,000 | 9,306,000 |
| Total capital | 10,063,000 | 10,210,000 | 10,290,000 | 10,226,000 |
| Risk-weighted assets | 73,048,000 | 75,942,000 | 80,200,000 | 78,043,000 |