Call reports 2002
CARSON BANK — 2002
What CARSON BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,831,000 | 62,519,000 | 63,402,000 | 62,672,000 |
| Total loans | 34,310,000 | 33,176,000 | 32,781,000 | 31,737,000 |
| Allowance for loan losses | 394,000 | 438,000 | 439,000 | 413,000 |
| Securities available for sale | 18,382,000 | 21,346,000 | 21,973,000 | 22,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,854,000 | 54,407,000 | 55,134,000 | 54,389,000 |
| Interest-bearing deposits | 46,114,000 | 45,523,000 | 45,727,000 | 45,722,000 |
| Noninterest-bearing deposits | 8,740,000 | 8,884,000 | 9,407,000 | 8,667,000 |
| Equity capital | 7,722,000 | 7,842,000 | 7,975,000 | 8,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,039,000 | 3,042,000 | 3,949,000 |
| Interest expense | 316,000 | 611,000 | 872,000 | 1,101,000 |
| Net interest income | 696,000 | 1,428,000 | 2,170,000 | 2,848,000 |
| Noninterest income | 117,000 | 263,000 | 388,000 | 530,000 |
| Noninterest expense | 597,000 | 1,162,000 | 1,740,000 | 2,388,000 |
| Provision for loan losses | 60,000 | 105,000 | 150,000 | 195,000 |
| Pretax income | 156,000 | 424,000 | 668,000 | 812,000 |
| Income tax | 6,000 | 16,000 | 29,000 | 33,000 |
| Net income | 150,000 | 408,000 | 639,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,446,000 | 7,363,000 | 7,424,000 | 7,564,000 |
| Total capital | 7,840,000 | 7,801,000 | 7,863,000 | 7,977,000 |
| Risk-weighted assets | 39,660,000 | 38,736,000 | 38,420,000 | 37,466,000 |