Call reports 2001
CARSON BANK — 2001
What CARSON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,566,000 | 57,586,000 | 58,741,000 | 59,617,000 |
| Total loans | 37,786,000 | 38,232,000 | 37,251,000 | 34,841,000 |
| Allowance for loan losses | 446,000 | 403,000 | 386,000 | 401,000 |
| Securities available for sale | 13,491,000 | 13,769,000 | 15,350,000 | 17,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,561,000 | 49,417,000 | 50,509,000 | 51,564,000 |
| Interest-bearing deposits | 40,733,000 | 41,434,000 | 42,437,000 | 43,030,000 |
| Noninterest-bearing deposits | 8,828,000 | 7,983,000 | 8,072,000 | 8,534,000 |
| Equity capital | 7,695,000 | 7,819,000 | 7,853,000 | 7,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,285,000 | 3,425,000 | 4,508,000 |
| Interest expense | 424,000 | 841,000 | 1,236,000 | 1,593,000 |
| Net interest income | 711,000 | 1,444,000 | 2,189,000 | 2,915,000 |
| Noninterest income | 121,000 | 265,000 | 394,000 | 527,000 |
| Noninterest expense | 518,000 | 1,042,000 | 1,594,000 | 2,184,000 |
| Provision for loan losses | 45,000 | 90,000 | 195,000 | 345,000 |
| Pretax income | 269,000 | 577,000 | 794,000 | 913,000 |
| Income tax | -39,000 | -26,000 | -17,000 | -11,000 |
| Net income | 308,000 | 603,000 | 811,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,359,000 | 7,484,000 | 7,352,000 | 7,465,000 |
| Total capital | 7,805,000 | 7,887,000 | 7,738,000 | 7,866,000 |
| Risk-weighted assets | 39,582,000 | 40,113,000 | 39,551,000 | 39,201,000 |