Call reports 2022
SECURITY SAVINGS BANK — 2022
What SECURITY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 264,458,000 | 249,532,000 | 246,885,000 | 254,022,000 |
| Total loans | 127,212,000 | 126,517,000 | 129,147,000 | 133,916,000 |
| Allowance for loan losses | 1,611,000 | 1,611,000 | 1,609,000 | 1,586,000 |
| Securities available for sale | 99,718,000 | 96,659,000 | 91,916,000 | 90,383,000 |
| Securities held to maturity | 6,480,000 | 6,410,000 | 6,340,000 | 5,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,970,000 | 231,545,000 | 224,701,000 | 230,529,000 |
| Interest-bearing deposits | 220,940,000 | 217,907,000 | 210,918,000 | 213,774,000 |
| Noninterest-bearing deposits | 17,030,000 | 13,638,000 | 13,783,000 | 16,755,000 |
| Equity capital | 20,573,000 | 16,966,000 | 16,042,000 | 17,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,643,000 | 3,342,000 | 4,916,000 | 6,766,000 |
| Interest expense | 257,000 | 500,000 | 741,000 | 1,118,000 |
| Net interest income | 1,386,000 | 2,842,000 | 4,175,000 | 5,648,000 |
| Noninterest income | 268,000 | 534,000 | 810,000 | 1,068,000 |
| Noninterest expense | 1,250,000 | 2,639,000 | 3,874,000 | 5,200,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 387,000 | 720,000 | 1,094,000 | 1,499,000 |
| Income tax | 75,000 | 125,000 | 240,000 | 315,000 |
| Net income | 312,000 | 595,000 | 854,000 | 1,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,013,000 | 25,297,000 | 25,556,000 | 25,885,000 |