Call reports 2019
SECURITY SAVINGS BANK — 2019
What SECURITY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 197,761,000 | 195,226,000 | 198,426,000 | 199,021,000 |
| Total loans | 138,144,000 | 139,881,000 | 141,485,000 | 142,463,000 |
| Allowance for loan losses | 1,342,000 | 1,371,000 | 1,385,000 | 1,401,000 |
| Securities available for sale | 27,449,000 | 27,777,000 | 27,791,000 | 27,722,000 |
| Securities held to maturity | 3,881,000 | 3,822,000 | 3,764,000 | 3,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,562,000 | 172,310,000 | 175,243,000 | 175,701,000 |
| Interest-bearing deposits | 167,065,000 | 165,700,000 | 169,389,000 | 168,954,000 |
| Noninterest-bearing deposits | 8,497,000 | 6,610,000 | 5,854,000 | 6,747,000 |
| Equity capital | 21,274,000 | 21,829,000 | 22,121,000 | 22,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,837,000 | 3,732,000 | 5,618,000 | 7,548,000 |
| Interest expense | 473,000 | 960,000 | 1,472,000 | 2,008,000 |
| Net interest income | 1,364,000 | 2,772,000 | 4,146,000 | 5,540,000 |
| Noninterest income | 183,000 | 392,000 | 629,000 | 816,000 |
| Noninterest expense | 1,125,000 | 2,294,000 | 3,532,000 | 4,768,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 392,000 | 810,000 | 1,153,000 | 1,468,000 |
| Income tax | 97,000 | 203,000 | 285,000 | 358,000 |
| Net income | 295,000 | 607,000 | 868,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,399,000 | 21,712,000 | 21,973,000 | 22,215,000 |
| Total capital | 22,741,000 | 23,083,000 | 23,358,000 | 23,616,000 |
| Risk-weighted assets | 137,816,000 | 139,434,000 | 141,586,000 | 142,990,000 |