Call reports 2018
SECURITY SAVINGS BANK — 2018
What SECURITY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 191,110,000 | 191,131,000 | 186,740,000 | 196,182,000 |
| Total loans | 134,985,000 | 136,779,000 | 140,070,000 | 137,653,000 |
| Allowance for loan losses | 1,322,000 | 1,342,000 | 1,370,000 | 1,386,000 |
| Securities available for sale | 31,081,000 | 29,937,000 | 27,811,000 | 26,883,000 |
| Securities held to maturity | 4,159,000 | 4,099,000 | 4,041,000 | 3,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,686,000 | 170,348,000 | 165,717,000 | 174,762,000 |
| Interest-bearing deposits | 164,428,000 | 163,557,000 | 159,073,000 | 169,019,000 |
| Noninterest-bearing deposits | 6,258,000 | 6,791,000 | 6,644,000 | 5,743,000 |
| Equity capital | 19,781,000 | 20,018,000 | 20,236,000 | 20,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,287,000 | 4,993,000 | 6,747,000 |
| Interest expense | 354,000 | 722,000 | 1,123,000 | 1,577,000 |
| Net interest income | 1,248,000 | 2,565,000 | 3,870,000 | 5,170,000 |
| Noninterest income | 186,000 | 378,000 | 602,000 | 824,000 |
| Noninterest expense | 1,060,000 | 2,150,000 | 3,253,000 | 4,392,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 344,000 | 733,000 | 1,129,000 | 1,482,000 |
| Income tax | 97,000 | 202,000 | 312,000 | 396,000 |
| Net income | 247,000 | 531,000 | 817,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,267,000 | 20,550,000 | 20,836,000 | 21,105,000 |
| Total capital | 21,589,000 | 21,892,000 | 22,206,000 | 22,491,000 |
| Risk-weighted assets | 137,213,000 | 138,050,000 | 140,877,000 | 138,418,000 |