Call reports 2016
SECURITY SAVINGS BANK — 2016
What SECURITY SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 183,328,000 | 180,875,000 | 184,629,000 | 187,520,000 |
| Total loans | 131,453,000 | 131,832,000 | 133,440,000 | 129,702,000 |
| Allowance for loan losses | 1,292,000 | 1,134,000 | 1,157,000 | 1,183,000 |
| Securities available for sale | 24,918,000 | 26,613,000 | 25,492,000 | 27,387,000 |
| Securities held to maturity | 56,000 | 50,000 | 45,000 | 2,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,037,000 | 161,242,000 | 164,809,000 | 167,758,000 |
| Interest-bearing deposits | 159,187,000 | 157,371,000 | 159,962,000 | 161,390,000 |
| Noninterest-bearing deposits | 4,850,000 | 3,871,000 | 4,847,000 | 6,368,000 |
| Equity capital | 18,695,000 | 19,092,000 | 19,219,000 | 19,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 3,002,000 | 4,538,000 | 6,081,000 |
| Interest expense | 289,000 | 590,000 | 895,000 | 1,202,000 |
| Net interest income | 1,206,000 | 2,412,000 | 3,643,000 | 4,879,000 |
| Noninterest income | 187,000 | 368,000 | 579,000 | 787,000 |
| Noninterest expense | 1,093,000 | 2,120,000 | 3,231,000 | 4,301,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 270,000 | 600,000 | 901,000 | 1,245,000 |
| Income tax | 101,000 | 150,000 | 262,000 | 392,000 |
| Net income | 169,000 | 450,000 | 639,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,606,000 | 18,886,000 | 19,076,000 | 19,291,000 |
| Total capital | 19,898,000 | 20,020,000 | 20,233,000 | 20,474,000 |
| Risk-weighted assets | 126,637,000 | 124,798,000 | 129,082,000 | 130,222,000 |