Call reports 2015
SECURITY SAVINGS BANK — 2015
What SECURITY SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 178,151,000 | 179,444,000 | 180,953,000 | 185,625,000 |
| Total loans | 128,633,000 | 129,641,000 | 127,745,000 | 133,076,000 |
| Allowance for loan losses | 1,136,000 | 1,196,000 | 1,182,000 | 1,250,000 |
| Securities available for sale | 23,492,000 | 20,430,000 | 22,821,000 | 21,801,000 |
| Securities held to maturity | 83,000 | 75,000 | 68,000 | 62,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,466,000 | 160,492,000 | 161,830,000 | 166,532,000 |
| Interest-bearing deposits | 154,223,000 | 156,074,000 | 157,249,000 | 156,450,000 |
| Noninterest-bearing deposits | 5,243,000 | 4,418,000 | 4,581,000 | 10,082,000 |
| Equity capital | 18,030,000 | 18,195,000 | 18,400,000 | 18,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,878,000 | 4,370,000 | 5,845,000 |
| Interest expense | 253,000 | 504,000 | 780,000 | 1,058,000 |
| Net interest income | 1,196,000 | 2,374,000 | 3,590,000 | 4,787,000 |
| Noninterest income | 180,000 | 373,000 | 569,000 | 752,000 |
| Noninterest expense | 1,050,000 | 2,102,000 | 3,161,000 | 4,307,000 |
| Provision for loan losses | 30,000 | 92,000 | 159,000 | 189,000 |
| Pretax income | 296,000 | 553,000 | 839,000 | 1,043,000 |
| Income tax | 97,000 | 170,000 | 266,000 | 330,000 |
| Net income | 199,000 | 383,000 | 573,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,923,000 | 18,107,000 | 18,297,000 | 18,437,000 |
| Total capital | 19,059,000 | 19,303,000 | 19,479,000 | 19,687,000 |
| Risk-weighted assets | 124,473,000 | 124,980,000 | 124,690,000 | 128,507,000 |