Call reports 2014
SECURITY SAVINGS BANK — 2014
What SECURITY SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 182,820,000 | 180,390,000 | 177,642,000 | 179,725,000 |
| Total loans | 116,593,000 | 121,931,000 | 123,584,000 | 127,572,000 |
| Allowance for loan losses | 1,105,000 | 1,114,000 | 1,094,000 | 1,120,000 |
| Securities available for sale | 24,281,000 | 25,792,000 | 25,849,000 | 24,783,000 |
| Securities held to maturity | 113,000 | 103,000 | 96,000 | 90,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,973,000 | 162,356,000 | 159,364,000 | 161,247,000 |
| Interest-bearing deposits | 159,973,000 | 158,167,000 | 155,434,000 | 160,335,000 |
| Noninterest-bearing deposits | 5,000,000 | 4,189,000 | 3,930,000 | 912,000 |
| Equity capital | 17,204,000 | 17,389,000 | 17,550,000 | 17,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,758,000 | 4,198,000 | 5,656,000 |
| Interest expense | 295,000 | 588,000 | 870,000 | 1,133,000 |
| Net interest income | 1,063,000 | 2,170,000 | 3,328,000 | 4,523,000 |
| Noninterest income | 175,000 | 374,000 | 580,000 | 786,000 |
| Noninterest expense | 1,012,000 | 2,040,000 | 3,038,000 | 4,086,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 55,000 |
| Pretax income | 226,000 | 504,000 | 845,000 | 1,168,000 |
| Income tax | 61,000 | 172,000 | 311,000 | 406,000 |
| Net income | 165,000 | 332,000 | 534,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,127,000 | 17,294,000 | 17,497,000 | 17,724,000 |
| Total capital | 18,232,000 | 18,408,000 | 18,591,000 | 18,844,000 |
| Risk-weighted assets | 113,171,000 | 118,322,000 | 120,981,000 | 125,054,000 |