Call reports 2013
SECURITY SAVINGS BANK — 2013
What SECURITY SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 181,202,000 | 178,445,000 | 176,331,000 | 177,382,000 |
| Total loans | 110,497,000 | 112,459,000 | 116,386,000 | 117,140,000 |
| Allowance for loan losses | 1,145,000 | 1,131,000 | 1,114,000 | 1,110,000 |
| Securities available for sale | 25,838,000 | 26,647,000 | 26,110,000 | 23,294,000 |
| Securities held to maturity | 153,000 | 140,000 | 130,000 | 120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,931,000 | 160,936,000 | 158,639,000 | 159,625,000 |
| Interest-bearing deposits | 159,319,000 | 156,594,000 | 154,808,000 | 154,329,000 |
| Noninterest-bearing deposits | 4,612,000 | 4,342,000 | 3,831,000 | 5,296,000 |
| Equity capital | 16,617,000 | 16,743,000 | 16,927,000 | 17,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,435,000 | 2,825,000 | 4,211,000 | 5,597,000 |
| Interest expense | 388,000 | 765,000 | 1,108,000 | 1,419,000 |
| Net interest income | 1,047,000 | 2,060,000 | 3,103,000 | 4,178,000 |
| Noninterest income | 195,000 | 511,000 | 718,000 | 915,000 |
| Noninterest expense | 1,048,000 | 2,074,000 | 3,072,000 | 4,109,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 194,000 | 497,000 | 749,000 | 984,000 |
| Income tax | 23,000 | 125,000 | 208,000 | 303,000 |
| Net income | 171,000 | 372,000 | 541,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,452,000 | 16,653,000 | 16,822,000 | 16,962,000 |
| Total capital | 17,597,000 | 17,784,000 | 17,936,000 | 18,072,000 |
| Risk-weighted assets | 107,604,000 | 110,102,000 | 114,969,000 | 114,147,000 |