Call reports 2012
SECURITY SAVINGS BANK — 2012
What SECURITY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 183,134,000 | 176,449,000 | 174,586,000 | 176,762,000 |
| Total loans | 109,010,000 | 111,813,000 | 110,845,000 | 116,749,000 |
| Allowance for loan losses | 1,123,000 | 1,150,000 | 1,154,000 | 1,137,000 |
| Securities available for sale | 27,148,000 | 26,594,000 | 24,091,000 | 22,838,000 |
| Securities held to maturity | 205,000 | 190,000 | 176,000 | 165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,667,000 | 159,715,000 | 157,542,000 | 159,567,000 |
| Interest-bearing deposits | 161,410,000 | 152,791,000 | 153,671,000 | 151,657,000 |
| Noninterest-bearing deposits | 5,257,000 | 6,924,000 | 3,871,000 | 7,910,000 |
| Equity capital | 15,784,000 | 15,997,000 | 16,270,000 | 16,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,634,000 | 3,211,000 | 4,804,000 | 6,353,000 |
| Interest expense | 468,000 | 906,000 | 1,323,000 | 1,721,000 |
| Net interest income | 1,166,000 | 2,305,000 | 3,481,000 | 4,632,000 |
| Noninterest income | 195,000 | 412,000 | 685,000 | 895,000 |
| Noninterest expense | 1,043,000 | 2,077,000 | 3,099,000 | 4,164,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 67,000 |
| Pretax income | 295,000 | 595,000 | 1,000,000 | 1,296,000 |
| Income tax | 84,000 | 170,000 | 308,000 | 393,000 |
| Net income | 211,000 | 425,000 | 692,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,589,000 | 15,803,000 | 16,070,000 | 16,282,000 |
| Total capital | 16,712,000 | 16,953,000 | 17,224,000 | 17,419,000 |
| Risk-weighted assets | 106,174,000 | 108,148,000 | 107,816,000 | 113,988,000 |