Call reports 2011
SECURITY SAVINGS BANK — 2011
What SECURITY SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 171,968,000 | 170,896,000 | 171,543,000 | 178,428,000 |
| Total loans | 109,762,000 | 110,824,000 | 113,822,000 | 109,798,000 |
| Allowance for loan losses | 1,040,000 | 1,057,000 | 1,074,000 | 1,107,000 |
| Securities available for sale | 23,767,000 | 24,324,000 | 22,662,000 | 25,063,000 |
| Securities held to maturity | 281,000 | 262,000 | 243,000 | 220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,910,000 | 152,520,000 | 152,824,000 | 159,665,000 |
| Interest-bearing deposits | 148,838,000 | 148,147,000 | 148,232,000 | 159,169,000 |
| Noninterest-bearing deposits | 5,072,000 | 4,373,000 | 4,592,000 | 496,000 |
| Equity capital | 14,881,000 | 15,159,000 | 15,454,000 | 15,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,411,000 | 5,170,000 | 6,855,000 |
| Interest expense | 571,000 | 1,161,000 | 1,716,000 | 2,228,000 |
| Net interest income | 1,111,000 | 2,250,000 | 3,454,000 | 4,627,000 |
| Noninterest income | 193,000 | 370,000 | 590,000 | 791,000 |
| Noninterest expense | 1,008,000 | 2,026,000 | 3,011,000 | 4,035,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 273,000 | 549,000 | 965,000 | 1,293,000 |
| Income tax | 126,000 | 213,000 | 352,000 | 505,000 |
| Net income | 147,000 | 336,000 | 613,000 | 788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,737,000 | 14,925,000 | 15,203,000 | 15,378,000 |
| Total capital | 15,777,000 | 15,982,000 | 16,277,000 | 16,485,000 |
| Risk-weighted assets | 105,484,000 | 105,795,000 | 110,273,000 | 107,160,000 |