Call reports 2010
SECURITY SAVINGS BANK — 2010
What SECURITY SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 158,364,000 | 158,450,000 | 158,931,000 | 162,068,000 |
| Total loans | 104,393,000 | 107,247,000 | 106,376,000 | 107,558,000 |
| Allowance for loan losses | 1,243,000 | 1,304,000 | 1,278,000 | 1,057,000 |
| Securities available for sale | 21,787,000 | 21,549,000 | 20,245,000 | 22,900,000 |
| Securities held to maturity | 362,000 | 340,000 | 319,000 | 298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,108,000 | 140,785,000 | 141,000,000 | 144,029,000 |
| Interest-bearing deposits | 137,369,000 | 136,632,000 | 136,893,000 | 139,556,000 |
| Noninterest-bearing deposits | 3,739,000 | 4,153,000 | 4,107,000 | 4,473,000 |
| Equity capital | 14,066,000 | 14,315,000 | 14,594,000 | 14,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,805,000 | 3,536,000 | 5,332,000 | 7,131,000 |
| Interest expense | 668,000 | 1,285,000 | 1,886,000 | 2,473,000 |
| Net interest income | 1,137,000 | 2,251,000 | 3,446,000 | 4,658,000 |
| Noninterest income | 153,000 | 345,000 | 586,000 | 824,000 |
| Noninterest expense | 1,023,000 | 2,023,000 | 3,081,000 | 4,151,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 80,000 |
| Pretax income | 243,000 | 525,000 | 879,000 | 1,251,000 |
| Income tax | 94,000 | 176,000 | 280,000 | 384,000 |
| Net income | 149,000 | 349,000 | 599,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,872,000 | 14,071,000 | 14,321,000 | 14,589,000 |
| Total capital | 15,115,000 | 15,373,000 | 15,599,000 | 15,646,000 |
| Risk-weighted assets | 103,797,000 | 104,137,000 | 103,713,000 | 106,031,000 |