Call reports 2009
SECURITY SAVINGS BANK — 2009
What SECURITY SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 162,072,000 | 155,132,000 | 157,107,000 | 156,260,000 |
| Total loans | 112,175,000 | 107,332,000 | 107,549,000 | 106,962,000 |
| Allowance for loan losses | 817,000 | 988,000 | 1,151,000 | 1,122,000 |
| Securities available for sale | 10,864,000 | 16,035,000 | 21,942,000 | 22,052,000 |
| Securities held to maturity | 492,000 | 466,000 | 429,000 | 402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,489,000 | 138,245,000 | 140,109,000 | 139,192,000 |
| Interest-bearing deposits | 140,729,000 | 134,472,000 | 135,655,000 | 134,628,000 |
| Noninterest-bearing deposits | 3,760,000 | 3,773,000 | 4,454,000 | 4,564,000 |
| Equity capital | 14,416,000 | 13,601,000 | 13,775,000 | 13,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,669,000 | 5,537,000 | 7,419,000 |
| Interest expense | 927,000 | 1,835,000 | 2,717,000 | 3,495,000 |
| Net interest income | 909,000 | 1,834,000 | 2,820,000 | 3,924,000 |
| Noninterest income | 264,000 | 514,000 | 722,000 | 906,000 |
| Noninterest expense | 1,034,000 | 2,081,000 | 3,120,000 | 4,122,000 |
| Provision for loan losses | 0 | 1,408,000 | 1,458,000 | 1,482,000 |
| Pretax income | 139,000 | -1,141,000 | -1,036,000 | -774,000 |
| Income tax | 1,000 | -447,000 | -430,000 | -335,000 |
| Net income | 138,000 | -694,000 | -606,000 | -439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,197,000 | 13,365,000 | 13,453,000 | 13,722,000 |
| Total capital | 15,014,000 | 14,353,000 | 14,604,000 | 14,844,000 |
| Risk-weighted assets | 112,578,000 | 107,678,000 | 108,822,000 | 108,411,000 |