Call reports 2007
SECURITY SAVINGS BANK — 2007
What SECURITY SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 141,451,000 | 141,709,000 | 144,052,000 | 141,544,000 |
| Total loans | 107,845,000 | 109,011,000 | 111,930,000 | 109,850,000 |
| Allowance for loan losses | 970,000 | 996,000 | 1,003,000 | 995,000 |
| Securities available for sale | 8,907,000 | 10,579,000 | 10,317,000 | 9,559,000 |
| Securities held to maturity | 1,976,000 | 1,221,000 | 1,168,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,896,000 | 125,047,000 | 127,248,000 | 124,383,000 |
| Interest-bearing deposits | 121,690,000 | 121,421,000 | 123,430,000 | 120,486,000 |
| Noninterest-bearing deposits | 3,206,000 | 3,626,000 | 3,818,000 | 3,897,000 |
| Equity capital | 13,368,000 | 13,400,000 | 13,598,000 | 13,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,069,000 | 6,231,000 | 8,418,000 |
| Interest expense | 1,126,000 | 2,301,000 | 3,508,000 | 4,641,000 |
| Net interest income | 863,000 | 1,768,000 | 2,723,000 | 3,777,000 |
| Noninterest income | 215,000 | 415,000 | 611,000 | 790,000 |
| Noninterest expense | 953,000 | 1,918,000 | 2,864,000 | 3,834,000 |
| Provision for loan losses | 21,000 | 44,000 | 69,000 | 104,000 |
| Pretax income | 104,000 | 221,000 | 401,000 | 629,000 |
| Income tax | 32,000 | 66,000 | 112,000 | 172,000 |
| Net income | 72,000 | 155,000 | 289,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,288,000 | 13,371,000 | 13,506,000 | 13,760,000 |
| Total capital | 14,258,000 | 14,367,000 | 14,509,000 | 14,755,000 |
| Risk-weighted assets | 102,425,000 | 103,860,000 | 107,047,000 | 105,194,000 |