Call reports 2006
SECURITY SAVINGS BANK — 2006
What SECURITY SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 133,315,000 | 134,613,000 | 137,111,000 | 137,086,000 |
| Total loans | 97,081,000 | 100,643,000 | 104,265,000 | 103,904,000 |
| Allowance for loan losses | 949,000 | 962,000 | 997,000 | 979,000 |
| Securities available for sale | 15,701,000 | 11,754,000 | 11,738,000 | 10,142,000 |
| Securities held to maturity | 2,716,000 | 2,525,000 | 2,272,000 | 2,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,893,000 | 121,067,000 | 123,369,000 | 123,071,000 |
| Interest-bearing deposits | 115,907,000 | 117,851,000 | 120,167,000 | 119,625,000 |
| Noninterest-bearing deposits | 3,986,000 | 3,216,000 | 3,202,000 | 3,446,000 |
| Equity capital | 12,816,000 | 12,905,000 | 13,119,000 | 13,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,808,000 | 3,700,000 | 5,675,000 | 7,777,000 |
| Interest expense | 814,000 | 1,720,000 | 2,746,000 | 3,830,000 |
| Net interest income | 994,000 | 1,980,000 | 2,929,000 | 3,947,000 |
| Noninterest income | 210,000 | 418,000 | 596,000 | 751,000 |
| Noninterest expense | 903,000 | 1,819,000 | 2,723,000 | 3,655,000 |
| Provision for loan losses | 68,000 | 144,000 | 206,000 | 232,000 |
| Pretax income | 228,000 | 428,000 | 589,000 | 804,000 |
| Income tax | 80,000 | 155,000 | 208,000 | 277,000 |
| Net income | 148,000 | 273,000 | 381,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,835,000 | 12,960,000 | 13,069,000 | 13,215,000 |
| Total capital | 13,784,000 | 13,922,000 | 14,066,000 | 14,194,000 |
| Risk-weighted assets | 91,314,000 | 94,036,000 | 97,963,000 | 97,806,000 |