Call reports 2005
SECURITY SAVINGS BANK — 2005
What SECURITY SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 126,784,000 | 127,667,000 | 127,669,000 | 131,366,000 |
| Total loans | 80,890,000 | 84,172,000 | 89,727,000 | 94,420,000 |
| Allowance for loan losses | 919,000 | 963,000 | 953,000 | 840,000 |
| Securities available for sale | 22,364,000 | 22,775,000 | 19,463,000 | 17,493,000 |
| Securities held to maturity | 3,452,000 | 3,252,000 | 3,131,000 | 2,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,935,000 | 114,579,000 | 114,465,000 | 118,026,000 |
| Interest-bearing deposits | 110,593,000 | 110,667,000 | 110,538,000 | 114,038,000 |
| Noninterest-bearing deposits | 3,342,000 | 3,912,000 | 3,927,000 | 3,988,000 |
| Equity capital | 12,222,000 | 12,443,000 | 12,576,000 | 12,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,186,000 | 4,850,000 | 6,592,000 |
| Interest expense | 588,000 | 1,240,000 | 1,936,000 | 2,697,000 |
| Net interest income | 990,000 | 1,946,000 | 2,914,000 | 3,895,000 |
| Noninterest income | 214,000 | 389,000 | 567,000 | 711,000 |
| Noninterest expense | 880,000 | 1,736,000 | 2,579,000 | 3,475,000 |
| Provision for loan losses | 45,000 | 92,000 | 135,000 | 161,000 |
| Pretax income | 279,000 | 507,000 | 653,000 | 851,000 |
| Income tax | 86,000 | 153,000 | 200,000 | 260,000 |
| Net income | 193,000 | 354,000 | 453,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,190,000 | 12,343,000 | 12,548,000 | 12,686,000 |
| Total capital | 13,109,000 | 13,306,000 | 13,501,000 | 13,526,000 |
| Risk-weighted assets | 76,270,000 | 78,999,000 | 84,080,000 | 88,462,000 |