Call reports 2002
SECURITY SAVINGS BANK — 2002
What SECURITY SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 121,877,000 | 122,053,000 | 123,223,000 | 122,822,000 |
| Total loans | 75,469,000 | 77,830,000 | 79,396,000 | 80,192,000 |
| Allowance for loan losses | 771,000 | 781,000 | 814,000 | 780,000 |
| Securities available for sale | 19,486,000 | 19,965,000 | 18,387,000 | 18,159,000 |
| Securities held to maturity | 10,161,000 | 9,420,000 | 8,721,000 | 7,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,645,000 | 110,560,000 | 111,481,000 | 110,942,000 |
| Interest-bearing deposits | 107,376,000 | 108,288,000 | 109,405,000 | 108,370,000 |
| Noninterest-bearing deposits | 3,269,000 | 2,272,000 | 2,076,000 | 2,572,000 |
| Equity capital | 10,438,000 | 10,706,000 | 10,952,000 | 11,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,886,000 | 3,748,000 | 5,616,000 | 7,470,000 |
| Interest expense | 973,000 | 1,863,000 | 2,733,000 | 3,545,000 |
| Net interest income | 913,000 | 1,885,000 | 2,883,000 | 3,925,000 |
| Noninterest income | 218,000 | 401,000 | 551,000 | 690,000 |
| Noninterest expense | 821,000 | 1,665,000 | 2,487,000 | 3,339,000 |
| Provision for loan losses | 33,000 | 57,000 | 112,000 | 137,000 |
| Pretax income | 277,000 | 564,000 | 835,000 | 1,139,000 |
| Income tax | 74,000 | 162,000 | 243,000 | 343,000 |
| Net income | 203,000 | 402,000 | 592,000 | 796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,056,000 | 10,262,000 | 10,457,000 | 10,662,000 |
| Total capital | 10,827,000 | 11,043,000 | 11,271,000 | 11,442,000 |
| Risk-weighted assets | 69,907,000 | 71,445,000 | 73,336,000 | 73,919,000 |