Call reports 2001
SECURITY SAVINGS BANK — 2001
What SECURITY SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 115,329,000 | 114,609,000 | 118,929,000 | 119,219,000 |
| Total loans | 74,360,000 | 72,942,000 | 74,354,000 | 73,251,000 |
| Allowance for loan losses | 752,000 | 765,000 | 761,000 | 742,000 |
| Securities available for sale | 12,953,000 | 15,673,000 | 19,860,000 | 18,978,000 |
| Securities held to maturity | 15,917,000 | 12,333,000 | 11,670,000 | 10,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,825,000 | 103,945,000 | 107,920,000 | 108,106,000 |
| Interest-bearing deposits | 102,826,000 | 101,825,000 | 106,153,000 | 106,025,000 |
| Noninterest-bearing deposits | 1,999,000 | 2,120,000 | 1,767,000 | 2,081,000 |
| Equity capital | 9,752,000 | 9,911,000 | 10,230,000 | 10,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,066,000 | 4,081,000 | 6,105,000 | 8,063,000 |
| Interest expense | 1,298,000 | 2,511,000 | 3,685,000 | 4,768,000 |
| Net interest income | 768,000 | 1,570,000 | 2,420,000 | 3,295,000 |
| Noninterest income | 187,000 | 359,000 | 543,000 | 691,000 |
| Noninterest expense | 745,000 | 1,511,000 | 2,279,000 | 3,052,000 |
| Provision for loan losses | 18,000 | 30,000 | 54,000 | 81,000 |
| Pretax income | 192,000 | 388,000 | 630,000 | 853,000 |
| Income tax | 73,000 | 141,000 | 222,000 | 290,000 |
| Net income | 119,000 | 247,000 | 408,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,529,000 | 9,652,000 | 9,706,000 | 9,855,000 |
| Total capital | 10,281,000 | 10,417,000 | 10,467,000 | 10,597,000 |
| Risk-weighted assets | 67,415,000 | 66,229,000 | 68,272,000 | 67,356,000 |