Call reports 2025
FIRST NATIONAL BANK IN NEW BREMEN — 2025
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 451,540,000 | 438,319,000 | 443,509,000 | 455,520,000 |
| Total loans | 152,968,000 | 154,765,000 | 154,526,000 | 151,925,000 |
| Allowance for loan losses | 2,627,000 | 2,620,000 | 2,852,000 | 2,836,000 |
| Securities available for sale | 72,360,000 | 73,540,000 | 71,497,000 | 70,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,611,000 | 393,697,000 | 396,608,000 | 408,411,000 |
| Interest-bearing deposits | 331,127,000 | 323,015,000 | 320,666,000 | 331,493,000 |
| Noninterest-bearing deposits | 77,484,000 | 70,682,000 | 75,942,000 | 76,918,000 |
| Equity capital | 41,581,000 | 43,181,000 | 45,232,000 | 45,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,917,000 | 9,890,000 | 14,929,000 | 19,925,000 |
| Interest expense | 2,083,000 | 4,165,000 | 6,226,000 | 8,201,000 |
| Net interest income | 2,834,000 | 5,725,000 | 8,703,000 | 11,724,000 |
| Noninterest income | 246,000 | 533,000 | 823,000 | 1,121,000 |
| Noninterest expense | 1,586,000 | 3,146,000 | 4,728,000 | 6,318,000 |
| Provision for loan losses | -146,000 | -150,000 | 82,000 | 68,000 |
| Pretax income | 1,612,000 | 3,231,000 | 4,693,000 | 6,418,000 |
| Income tax | 37,000 | 77,000 | 117,000 | 169,000 |
| Net income | 1,575,000 | 3,154,000 | 4,576,000 | 6,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,069,000 | 47,340,000 | 48,395,000 | 48,312,000 |
| Total capital | 48,136,000 | 49,440,000 | 50,477,000 | 50,349,000 |
| Risk-weighted assets | 164,505,000 | 167,204,000 | 165,498,000 | 161,867,000 |