Call reports 2023
FIRST NATIONAL BANK IN NEW BREMEN — 2023
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 395,237,000 | 408,025,000 | 413,469,000 | 437,016,000 |
| Total loans | 131,483,000 | 134,745,000 | 131,328,000 | 130,432,000 |
| Allowance for loan losses | 2,404,000 | 2,420,000 | 2,352,000 | 2,314,000 |
| Securities available for sale | 77,279,000 | 70,269,000 | 69,380,000 | 69,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,085,000 | 374,150,000 | 379,252,000 | 400,761,000 |
| Interest-bearing deposits | 285,669,000 | 293,487,000 | 301,706,000 | 303,578,000 |
| Noninterest-bearing deposits | 76,416,000 | 80,663,000 | 77,546,000 | 97,183,000 |
| Equity capital | 32,071,000 | 32,710,000 | 32,727,000 | 34,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,529,000 | 7,482,000 | 11,801,000 | 16,423,000 |
| Interest expense | 805,000 | 2,088,000 | 3,873,000 | 5,877,000 |
| Net interest income | 2,724,000 | 5,394,000 | 7,928,000 | 10,546,000 |
| Noninterest income | 224,000 | 441,000 | 672,000 | 913,000 |
| Noninterest expense | 1,452,000 | 2,865,000 | 4,299,000 | 5,763,000 |
| Provision for loan losses | -5,000 | 19,000 | -59,000 | -4,000 |
| Pretax income | 1,491,000 | 2,648,000 | 3,973,000 | 5,272,000 |
| Income tax | 34,000 | 67,000 | 101,000 | 152,000 |
| Net income | 1,457,000 | 2,581,000 | 3,872,000 | 5,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,016,000 | 40,836,000 | 41,793,000 | 41,851,000 |
| Total capital | 41,891,000 | 42,708,000 | 43,645,000 | 43,701,000 |
| Risk-weighted assets | 149,173,000 | 148,947,000 | 147,325,000 | 147,120,000 |