Call reports 2015
FIRST NATIONAL BANK IN NEW BREMEN — 2015
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 263,336,000 | 262,275,000 | 264,520,000 | 268,576,000 |
| Total loans | 116,440,000 | 117,318,000 | 118,897,000 | 121,813,000 |
| Allowance for loan losses | 2,357,000 | 2,353,000 | 2,369,000 | 2,393,000 |
| Securities available for sale | 74,550,000 | 72,780,000 | 74,129,000 | 69,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,390,000 | 227,597,000 | 229,663,000 | 234,712,000 |
| Interest-bearing deposits | 200,874,000 | 200,207,000 | 197,475,000 | 194,495,000 |
| Noninterest-bearing deposits | 27,516,000 | 27,390,000 | 32,188,000 | 40,217,000 |
| Equity capital | 25,058,000 | 25,182,000 | 25,628,000 | 25,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,282,000 | 4,558,000 | 6,881,000 | 9,230,000 |
| Interest expense | 265,000 | 527,000 | 786,000 | 1,033,000 |
| Net interest income | 2,017,000 | 4,031,000 | 6,095,000 | 8,197,000 |
| Noninterest income | 179,000 | 358,000 | 519,000 | 704,000 |
| Noninterest expense | 1,343,000 | 2,746,000 | 4,201,000 | 5,624,000 |
| Provision for loan losses | 53,000 | 98,000 | 143,000 | 183,000 |
| Pretax income | 800,000 | 1,545,000 | 2,270,000 | 3,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 800,000 | 1,545,000 | 2,270,000 | 3,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,278,000 | 24,678,000 | 25,057,000 | 24,987,000 |
| Total capital | 25,752,000 | 26,172,000 | 26,582,000 | 26,554,000 |
| Risk-weighted assets | 117,075,000 | 118,625,000 | 121,163,000 | 124,536,000 |