Call reports 2014
FIRST NATIONAL BANK IN NEW BREMEN — 2014
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 251,666,000 | 255,811,000 | 260,036,000 | 263,699,000 |
| Total loans | 114,761,000 | 114,281,000 | 117,533,000 | 116,846,000 |
| Allowance for loan losses | 2,199,000 | 2,216,000 | 2,211,000 | 2,298,000 |
| Securities available for sale | 80,781,000 | 82,210,000 | 80,513,000 | 77,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,422,000 | 222,299,000 | 226,233,000 | 229,840,000 |
| Interest-bearing deposits | 191,204,000 | 192,453,000 | 194,589,000 | 194,937,000 |
| Noninterest-bearing deposits | 27,218,000 | 29,846,000 | 31,644,000 | 34,903,000 |
| Equity capital | 23,139,000 | 23,815,000 | 24,019,000 | 24,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,238,000 | 4,470,000 | 6,773,000 | 9,135,000 |
| Interest expense | 303,000 | 604,000 | 896,000 | 1,178,000 |
| Net interest income | 1,935,000 | 3,866,000 | 5,877,000 | 7,957,000 |
| Noninterest income | 211,000 | 399,000 | 614,000 | 734,000 |
| Noninterest expense | 1,319,000 | 2,633,000 | 4,039,000 | 5,269,000 |
| Provision for loan losses | 43,000 | 92,000 | 202,000 | 218,000 |
| Pretax income | 784,000 | 1,540,000 | 2,250,000 | 3,202,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 784,000 | 1,540,000 | 2,250,000 | 3,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,973,000 | 23,384,000 | 23,749,000 | 23,808,000 |
| Total capital | 24,559,000 | 24,969,000 | 25,379,000 | 25,428,000 |
| Risk-weighted assets | 126,238,000 | 126,171,000 | 129,834,000 | 128,955,000 |