Call reports 2013
FIRST NATIONAL BANK IN NEW BREMEN — 2013
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 249,557,000 | 246,194,000 | 250,527,000 | 258,385,000 |
| Total loans | 108,448,000 | 109,564,000 | 115,415,000 | 115,533,000 |
| Allowance for loan losses | 2,276,000 | 2,216,000 | 2,260,000 | 2,210,000 |
| Securities available for sale | 81,533,000 | 83,457,000 | 82,692,000 | 79,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,324,000 | 214,049,000 | 218,329,000 | 225,607,000 |
| Interest-bearing deposits | 189,822,000 | 188,525,000 | 186,976,000 | 185,778,000 |
| Noninterest-bearing deposits | 26,502,000 | 25,524,000 | 31,353,000 | 39,829,000 |
| Equity capital | 23,463,000 | 22,847,000 | 22,684,000 | 22,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,355,000 | 6,510,000 | 8,781,000 |
| Interest expense | 337,000 | 668,000 | 993,000 | 1,308,000 |
| Net interest income | 1,859,000 | 3,687,000 | 5,517,000 | 7,473,000 |
| Noninterest income | 168,000 | 354,000 | 509,000 | 688,000 |
| Noninterest expense | 1,247,000 | 2,518,000 | 3,835,000 | 5,112,000 |
| Provision for loan losses | 64,000 | 95,000 | 141,000 | 156,000 |
| Pretax income | 716,000 | 1,428,000 | 2,050,000 | 2,903,000 |
| Income tax | 1,000 | 2,000 | 3,000 | -1,000 |
| Net income | 715,000 | 1,426,000 | 2,047,000 | 2,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,884,000 | 22,251,000 | 22,527,000 | 22,522,000 |
| Total capital | 23,409,000 | 23,772,000 | 24,128,000 | 24,113,000 |
| Risk-weighted assets | 121,215,000 | 121,022,000 | 127,440,000 | 126,653,000 |