Call reports 2012
FIRST NATIONAL BANK IN NEW BREMEN — 2012
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 237,181,000 | 241,110,000 | 244,724,000 | 249,722,000 |
| Total loans | 102,263,000 | 104,878,000 | 105,213,000 | 108,126,000 |
| Allowance for loan losses | 2,264,000 | 2,335,000 | 2,343,000 | 2,227,000 |
| Securities available for sale | 81,374,000 | 83,526,000 | 84,909,000 | 80,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,727,000 | 207,714,000 | 210,898,000 | 217,003,000 |
| Interest-bearing deposits | 181,633,000 | 182,696,000 | 185,463,000 | 183,034,000 |
| Noninterest-bearing deposits | 22,094,000 | 25,018,000 | 25,435,000 | 33,969,000 |
| Equity capital | 22,794,000 | 23,160,000 | 23,865,000 | 23,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,347,000 | 4,674,000 | 7,011,000 | 9,312,000 |
| Interest expense | 468,000 | 910,000 | 1,324,000 | 1,699,000 |
| Net interest income | 1,879,000 | 3,764,000 | 5,687,000 | 7,613,000 |
| Noninterest income | 162,000 | 328,000 | 530,000 | 691,000 |
| Noninterest expense | 1,224,000 | 2,468,000 | 3,722,000 | 5,008,000 |
| Provision for loan losses | 72,000 | 144,000 | 134,000 | 224,000 |
| Pretax income | 745,000 | 1,480,000 | 2,361,000 | 3,072,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 3,000 |
| Net income | 744,000 | 1,479,000 | 2,359,000 | 3,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,898,000 | 21,320,000 | 21,887,000 | 21,472,000 |
| Total capital | 22,347,000 | 22,802,000 | 23,387,000 | 22,998,000 |
| Risk-weighted assets | 115,138,000 | 117,717,000 | 119,187,000 | 121,407,000 |