Call reports 2010
FIRST NATIONAL BANK IN NEW BREMEN — 2010
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 217,154,000 | 223,491,000 | 227,620,000 | 222,526,000 |
| Total loans | 100,669,000 | 102,468,000 | 104,799,000 | 101,985,000 |
| Allowance for loan losses | 1,942,000 | 2,043,000 | 2,146,000 | 2,293,000 |
| Securities available for sale | 81,529,000 | 78,764,000 | 74,099,000 | 69,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,220,000 | 191,535,000 | 195,158,000 | 190,624,000 |
| Interest-bearing deposits | 168,298,000 | 171,772,000 | 171,593,000 | 167,212,000 |
| Noninterest-bearing deposits | 16,922,000 | 19,763,000 | 23,565,000 | 23,412,000 |
| Equity capital | 21,557,000 | 22,016,000 | 22,635,000 | 21,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,501,000 | 5,007,000 | 7,553,000 | 10,039,000 |
| Interest expense | 678,000 | 1,342,000 | 1,969,000 | 2,558,000 |
| Net interest income | 1,823,000 | 3,665,000 | 5,584,000 | 7,481,000 |
| Noninterest income | 169,000 | 340,000 | 542,000 | 769,000 |
| Noninterest expense | 1,191,000 | 2,438,000 | 3,723,000 | 5,044,000 |
| Provision for loan losses | 95,000 | 189,000 | 350,000 | 512,000 |
| Pretax income | 706,000 | 1,384,000 | 2,059,000 | 2,700,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 5,000 |
| Net income | 705,000 | 1,382,000 | 2,057,000 | 2,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,155,000 | 19,422,000 | 19,784,000 | 19,563,000 |
| Total capital | 20,570,000 | 20,862,000 | 21,262,000 | 20,977,000 |
| Risk-weighted assets | 112,633,000 | 114,608,000 | 117,599,000 | 112,209,000 |