Call reports 2009
FIRST NATIONAL BANK IN NEW BREMEN — 2009
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 195,059,000 | 196,339,000 | 204,036,000 | 209,767,000 |
| Total loans | 100,426,000 | 99,133,000 | 101,188,000 | 98,344,000 |
| Allowance for loan losses | 1,612,000 | 1,687,000 | 1,764,000 | 1,894,000 |
| Securities available for sale | 75,127,000 | 78,300,000 | 80,848,000 | 80,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,082,000 | 164,789,000 | 171,597,000 | 178,148,000 |
| Interest-bearing deposits | 147,692,000 | 149,933,000 | 155,162,000 | 159,782,000 |
| Noninterest-bearing deposits | 15,390,000 | 14,856,000 | 16,435,000 | 18,366,000 |
| Equity capital | 20,397,000 | 20,125,000 | 21,260,000 | 21,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,662,000 | 5,231,000 | 7,794,000 | 10,335,000 |
| Interest expense | 965,000 | 1,859,000 | 2,683,000 | 3,429,000 |
| Net interest income | 1,697,000 | 3,372,000 | 5,111,000 | 6,906,000 |
| Noninterest income | 157,000 | 351,000 | 510,000 | 656,000 |
| Noninterest expense | 1,204,000 | 2,479,000 | 3,650,000 | 4,840,000 |
| Provision for loan losses | 152,000 | 246,000 | 354,000 | 502,000 |
| Pretax income | 498,000 | 998,000 | 1,617,000 | 2,220,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 3,000 |
| Net income | 497,000 | 996,000 | 1,614,000 | 2,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,260,000 | 18,445,000 | 18,750,000 | 18,727,000 |
| Total capital | 19,622,000 | 19,794,000 | 20,126,000 | 20,085,000 |
| Risk-weighted assets | 108,712,000 | 107,553,000 | 109,705,000 | 108,108,000 |