Call reports 2008
FIRST NATIONAL BANK IN NEW BREMEN — 2008
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 180,267,000 | 180,298,000 | 184,771,000 | 188,803,000 |
| Total loans | 92,643,000 | 93,234,000 | 97,345,000 | 100,836,000 |
| Allowance for loan losses | 1,394,000 | 1,395,000 | 1,450,000 | 1,518,000 |
| Securities available for sale | 62,314,000 | 68,618,000 | 68,069,000 | 74,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,150,000 | 150,204,000 | 154,247,000 | 154,925,000 |
| Interest-bearing deposits | 131,952,000 | 135,557,000 | 137,567,000 | 138,096,000 |
| Noninterest-bearing deposits | 14,198,000 | 14,647,000 | 16,680,000 | 16,829,000 |
| Equity capital | 19,189,000 | 17,819,000 | 18,811,000 | 20,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,846,000 | 5,563,000 | 8,278,000 | 11,063,000 |
| Interest expense | 1,290,000 | 2,496,000 | 3,608,000 | 4,656,000 |
| Net interest income | 1,556,000 | 3,067,000 | 4,670,000 | 6,407,000 |
| Noninterest income | 169,000 | 340,000 | 494,000 | 675,000 |
| Noninterest expense | 1,090,000 | 2,192,000 | 3,355,000 | 4,557,000 |
| Provision for loan losses | 55,000 | 87,000 | 167,000 | 364,000 |
| Pretax income | 580,000 | 1,128,000 | 1,642,000 | 2,161,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 4,000 |
| Net income | 578,000 | 1,124,000 | 1,636,000 | 2,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,802,000 | 18,005,000 | 18,172,000 | 18,067,000 |
| Total capital | 19,060,000 | 19,263,000 | 19,484,000 | 19,419,000 |
| Risk-weighted assets | 100,541,000 | 100,521,000 | 104,787,000 | 107,992,000 |